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OpenSky Secured Visa Credit Card. This is a great card for anyone with bad credit. One of the reasons is because it reports monthly to the 3 main credit bureaus which is very important for anyone who is looking to build good credit. Retail stores have a reputation for approving applicants who have bad credit. You have a better chance getting approved for a limited purpose credit card that can only be used at that store rather than a credit card backed by Visa or MasterCard. Dear Credit Card Adviser, I have been applying for secured and unsecured credit cards as a way to rebuild credit. I keep getting denied because of unpaid medical bills. Need a credit card but cannot get approved because of bad credit or no credit history? Below are credit card offers from our partner banks and credit card companies for people with less than perfect credit. How to get a credit card if you have bad credit A low FICO score needn't be the end of the world or your access to credit By Tamara E. Holmes. No one wants to have bad credit, but with the record job losses, foreclosures and credit card defaults of the past couple of years, more people are ... A bad credit score can happen to anyone. Perhaps you bit off more that you could chew during the holiday season, or have been in between jobs for a long time and missed several monthly payments. Apply for a secured credit card. This type of card will require you to deposit money into an account before you are granted credit. Choose a secured card offer that gives you credit that is equal to your deposit or slightly higher. Your FICO credit score determines your eligibility to borrow money through loans, credit lines and credit cards. If you have a credit score below 600, your credit is considered to be poor. If you have bad credit, you may need to apply for a secured credit card. In order to get one of these cards, the issuing bank will require you to open an account with them. We offer bad credit Visa® and MasterCard® credit cards for individuals with less than perfect credit. These offers include both unsecured and secured credit cards for bad credit rating. †Advertiser Disclosure: The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. A small business credit card is designed to cater to companies who are still starting out in their respective industries. These cards offer flexible payment options and discounts that can prove useful to new businesses. With a low annual fee of $29, Capital One's Secured MasterCard is a great way to get back on the road to good credit. While most secured cards give you a spending limit equal to the amount you deposit, this card is essentially a hybrid between a secured card and a regular credit card ... How do I get bad credit history. There are many different reasons you may have a bad credit history which can make it difficult to borrow money when you need to. ... Do pay credit card bills off in full at the end of the month ;
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